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  "documentTitle": "2021 P&C Underwriting Survey",
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  "notes": "Yellow dashed boxes highlight specific segments where smaller accounts report higher challenges.",
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      "text": "Underwriters focused on smaller accounts highlight the lack of data analytics at the point of need and insufficient training as particularly challenging to a greater extent than underwriters of accounts >$10K",
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      "text": "Overall, <$10K, $10-49K, $50-249K, +$250K",
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      "text": "Underwriters citing ineffective systems/redundant inputs/manual processes as a top challenge (+$250K segment): 78%",
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      "kind": "paragraph",
      "text": "Q2: What are the main challenges within your underwriting function that impact your ability to achieve your business objectives? Please select top 3",
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      "text": "Remarks: Underwriters focused on smaller accounts highlight the lack of data analytics at the point of need and insufficient training as particularly challenging to a greater extent than underwriters of accounts >$10K",
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      "text": "Source: 2021 P&C Underwriting Survey",
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      "text": "Total responses = 434; >$10K = 111; $10-49K = 104; $50-249K = 128; +$250K = 91",
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      "text": "TOP 5 CHALLENGES",
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