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  "documentTitle": "2021 P&C Underwriting Survey",
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      "text": "Risk Analysis/Pricing, Negotiation and sales, Non-core and administration",
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      "text": "Personal lines underwriters spend less time on core activities than commercial lines underwriters. Driven by the incidence of personal lines, underwriters working on smaller accounts spend less time on core activities than commercial lines underwriters.",
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      "text": "Source: 2021 Life Underwriting Survey",
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      "text": "Q1: What percentage of your time do you spend each month on the following activities?",
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      "text": "Total responses = 434; Personal lines = 76; Commercial lines = 295; Specialty = 50; Reinsurance = 13; <$10K = 111; $10-49K = 104; $50-249K = 128; +$250K = 91",
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      "text": "TIME ALLOCATION BY TYPE OF ACTIVITITY",
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