{
  "docId": "019dd923-5ca1-7489-b633-40f6d73c4c1b",
  "docSlug": "1053e574c4b7b824",
  "documentTitle": "March Macro Brief Financial fissures emerge",
  "authorId": "Accenture",
  "authorName": "Accenture",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 32,
  "pageCount": 57,
  "prevPage": 31,
  "nextPage": 33,
  "slideType": "industry_trends",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 18,
  "notes": "Includes a forecast period starting in 2023E.",
  "elementsJson": [
    "action_title",
    "subtitle_text",
    "line_chart",
    "bar_chart_vertical",
    "bullet_list",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ca1-7489-b633-40f6d73c4c1b/32",
  "deckHref": "/decks/019dd923-5ca1-7489-b633-40f6d73c4c1b",
  "deckJsonHref": "/decks/019dd923-5ca1-7489-b633-40f6d73c4c1b.json",
  "deckAnchorHref": "/decks/019dd923-5ca1-7489-b633-40f6d73c4c1b#slide-32",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "We expect the US consumer will continue to wind down those savings until overall savings return to normal levels",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-9f60-73de-a949-e8c55aeb6a65",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.68,
        "w": 0.48,
        "x": 0.03,
        "y": 0.22
      },
      "kind": "chart",
      "text": "Savings rate charts for US, EU, and UK",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9c64ab5b-1282-4cf1-96ab-bd1017cea2e8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.35,
        "x": 0.03,
        "y": 0.95
      },
      "kind": "disclaimer",
      "text": "Sources: Bureau of Economic Analysis, European Central Bank, ONS",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0aa36205-a0e0-43d1-a368-4ae241107b2e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.35,
        "x": 0.54,
        "y": 0.82
      },
      "kind": "legend",
      "text": "Actual savings rate, Model-predicted trend savings rate, Cumulative excess savings",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "daf5ce12-2bfe-4152-be38-979de17bc7bf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.42,
        "x": 0.54,
        "y": 0.22
      },
      "kind": "list",
      "text": "Commentary on pandemic savings trends and future expectations for US and European consumers.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "513d91c2-fc03-4f74-8016-9f513243e362",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Savings rate: 30%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-9f60-73de-a949-ef20715c3168",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.94,
        "x": 0.03,
        "y": 0.08
      },
      "kind": "title",
      "text": "The US consumer has been resilient to date, but caution is warranted amid declining excess savings",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e2899c0b-22f1-4ed5-bc25-adeed6336376",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.3,
        "x": 0.03,
        "y": 0.16
      },
      "kind": "title",
      "text": "Household savings dynamics",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b603f0c6-cb2d-44ce-bdee-ea815b1bcf48",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "Savings rate",
      "numberRaw": "30%",
      "numberKind": "percent",
      "actionTitle": "The US consumer has been resilient to date, but caution is warranted amid declining excess savings",
      "calloutText": "We expect the US consumer will continue to wind down those savings until overall savings return to normal levels",
      "numberScale": null,
      "numberValue": 30,
      "metricFamily": "cost_savings",
      "numberCurrency": null
    }
  ],
  "tools": [
    {
      "name": "Action Titles",
      "slug": "action-titles",
      "agent": "Architect",
      "layer": "slide",
      "matchId": "019dd95a-0e0a-742d-9e7e-a8a6edad02d5",
      "evidence": "Title 'The US consumer has been resilient to date, but caution is warranted amid declining excess savings'.",
      "confidence": 85
    },
    {
      "name": "Annotation",
      "slug": "annotation",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "019dd95a-0e0a-742d-9e7e-ae5b50527076",
      "evidence": "Excess-savings chart annotated with the wind-down expectation.",
      "confidence": 65
    },
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "0317e38b-719d-4f69-a78c-438270213ba7",
      "evidence": "Savings rate charts for US, EU, and UK",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 43,
      "from": 28,
      "beatId": "019dd95a-0680-7418-820d-596bb34c49e6",
      "arcName": "The Onion",
      "arcSlug": "onion",
      "beatName": "Core Insight",
      "beatSlug": "onion-core-insight",
      "evidence": "Consumer, labor and inflation sections expose underlying economic dynamics.",
      "position": 4,
      "confidence": 60,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    },
    {
      "to": 52,
      "from": 7,
      "beatId": "019dd95a-0680-7418-820d-60c07eb39102",
      "arcName": "The Triple Take",
      "arcSlug": "triple-take",
      "beatName": "The Facts (What)",
      "beatSlug": "triple-take-the-facts-what",
      "evidence": "Bulk of deck is data charts and KPI dashboards across topics.",
      "position": 1,
      "confidence": 55,
      "parentBeatName": "Setup",
      "parentBeatSlug": "setup"
    }
  ],
  "loops": [
    {
      "to": 33,
      "from": 29,
      "name": "Pattern Hunter",
      "slug": "02-pattern-hunter",
      "bestFor": "Time-pressed audiences, building consensus, when data is strong",
      "matchId": "019dd95a-07fe-70ce-8d37-7dda8e6d6bfa",
      "evidence": "p29 spending growth, p30 sentiment, p31 spend rotation, p32 savings, p33 price sensitivity build a pattern.",
      "position": 6,
      "objective": "Stack consumer-spending evidence into a single read",
      "structure": "Evidence A -> Evidence B -> Evidence C -> Pattern/Conclusion",
      "confidence": 65,
      "description": "Group multiple pieces of evidence that together point to a pattern or conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}