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  "documentTitle": "Hyper-disruption demands constant reinvention",
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      "text": "1. Data amalgamation and dashboards: More than eight in 10 (84%) of Risk Study respondents say their organization is urgently improving their ability to collect and analyze enterprise-wide data. 2. Automated and live decision-making: Just as most banks now automate credit risk analysis when reviewing loan applications, businesses across multiple sectors can use technology to make key decisions about other risks. 3. Automated model testing and monitoring: Regulated industries such as banking use multiple models to evaluate risk exposure. These models need to be monitored and tested periodically, and these processes can be automated.",
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