{
  "docId": "019dd923-5ca1-7489-b632-eed251795d29",
  "docSlug": "0bf019d2d4ffd9cd",
  "documentTitle": "Banking on AI Banking Top 10 Trends for 2024",
  "authorId": "Accenture",
  "authorName": "Accenture",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 32,
  "pageCount": 48,
  "prevPage": 31,
  "nextPage": 33,
  "slideType": "industry_trends",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 30,
  "notes": "The chart illustrates a clear trend where 'Other Topics' (process/tech) have overtaken 'Core Topics' (liquidity, market, capital, fraud) in Fed supervision letters.",
  "elementsJson": [
    "action_title",
    "headline_text",
    "paragraph",
    "bar_chart_stacked",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5ca1-7489-b632-eed251795d29/32",
  "deckHref": "/decks/019dd923-5ca1-7489-b632-eed251795d29",
  "deckJsonHref": "/decks/019dd923-5ca1-7489-b632-eed251795d29.json",
  "deckAnchorHref": "/decks/019dd923-5ca1-7489-b632-eed251795d29#slide-32",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "To an increasing degree, regulation has focused on process, technology and other topics rather than the core reasons for bank failures.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd951-9f60-73de-a941-78cc8e4e0000",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.35,
        "x": 0.6,
        "y": 0.43
      },
      "kind": "chart",
      "text": "Evolution of Fed Supervision and Regulation Letters by topics (2009-2023)",
      "attrs": null,
      "subkind": "bar-stacked-100pct",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8926e952-c121-48e4-9166-84f63653239f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.3,
        "x": 0.6,
        "y": 0.82
      },
      "kind": "legend",
      "text": "Core Topics: Liquidity, Market, Capital & Fraud Risk; Other Topics",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "22edbb86-5427-445e-961e-36402c52f3df",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Share of Fed Supervision and Regulation Letters by topic: 100%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd951-9f60-73de-a941-80c9fb8c5238",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.4,
        "x": 0.51,
        "y": 0.32
      },
      "kind": "paragraph",
      "text": "the main reasons why banks falter: credit risk, liquidity, and fraud... What this proliferation has done, by focusing on process and technology, is massively increase the compliance burden...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8baaf191-e1ea-4628-a9a2-0b7017067f37",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.4,
        "x": 0.09,
        "y": 0.32
      },
      "kind": "paragraph",
      "text": "From the introduction of the Comprehensive Capital Analysis and Review... the compliance burden has become onerous and costly. Nor is it likely to ease anytime soon... When President Obama signed the Dodd-Frank Act...",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b9494c41-570f-410f-bc22-093cc00ff109",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "quote",
      "text": "\"it has become an enormous, mind-numbingly complex task about crossing t's and dotting i's.\" — Jamie Dimon, letter to JPMorgan Chase shareholders, 2022",
      "attrs": null,
      "subkind": null,
      "toolName": "Authority citation",
      "toolSlug": "authority-citation",
      "confidence": null,
      "componentId": "019dd951-9f60-73de-a941-7e99399bd7a5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.3,
        "x": 0.6,
        "y": 0.86
      },
      "kind": "source-note",
      "text": "Source: Accenture Research analysis based on Board of Governors of the Federal Reserve System",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b815897f-6898-4f15-a50c-191d29bae752",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.35,
        "x": 0.09,
        "y": 0.17
      },
      "kind": "title",
      "text": "The volume of regulation which banks have had to deal with has increased significantly over the past decade and a half.",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "01498f6b-f5ff-4c91-9570-cd914ac96634",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.2,
        "x": 0.04,
        "y": 0.06
      },
      "kind": "title",
      "text": "Trend 7 | Regulation recalibrated",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "540bf9c3-0122-4df9-a511-d1460902d9c4",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.3,
        "x": 0.6,
        "y": 0.29
      },
      "kind": "title",
      "text": "Figure 6. The evolution of the Fed's Supervision and Regulation Letters by topics.",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5bb5c601-99ef-43b5-9427-523171322545",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [
    {
      "metricRaw": "Share of Fed Supervision and Regulation Letters by topic",
      "numberRaw": "100%",
      "numberKind": "percent",
      "actionTitle": "The volume of regulation which banks have had to deal with has increased significantly over the past decade and a half.",
      "calloutText": "To an increasing degree, regulation has focused on process, technology and other topics rather than the core reasons for bank failures.",
      "numberScale": null,
      "numberValue": 100,
      "metricFamily": "share_penetration",
      "numberCurrency": null
    }
  ],
  "tools": [
    {
      "name": "Action Titles",
      "slug": "action-titles",
      "agent": "Architect",
      "layer": "slide",
      "matchId": "019dd95a-0bbb-77da-b1d0-b0ceae19936e",
      "evidence": "Title states regulatory volume increase as the headline.",
      "confidence": 70
    },
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "c8661c73-d12a-4e65-947e-72347e29b99c",
      "evidence": "Evolution of Fed Supervision and Regulation Letters by topics (2009-2023)",
      "confidence": 0.6
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 44,
      "from": 5,
      "beatId": "019dd95a-0680-7418-8208-6c972da02fde",
      "arcName": "The Mountain",
      "arcSlug": "mountain",
      "beatName": "Rising Action",
      "beatSlug": "mountain-rising-action",
      "evidence": "Ten trends cumulatively build pressure on incumbent banks.",
      "position": 2,
      "confidence": 65,
      "parentBeatName": "Development",
      "parentBeatSlug": "development"
    },
    {
      "to": 44,
      "from": 5,
      "beatId": "019dd95a-0680-7418-8208-7acbfe02bbc4",
      "arcName": "The Triple Take",
      "arcSlug": "triple-take",
      "beatName": "The Facts (What)",
      "beatSlug": "triple-take-the-facts-what",
      "evidence": "Ten trends each present data and figures (Figs 1, 2, 7, 8).",
      "position": 1,
      "confidence": 55,
      "parentBeatName": "Setup",
      "parentBeatSlug": "setup"
    }
  ],
  "loops": [
    {
      "to": 34,
      "from": 31,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "019dd95a-07fd-712f-b772-46ba72f7dc15",
      "evidence": "Figure 7 charts new-bank charters collapsing from 279/yr to 14/yr post-GFC.",
      "position": 7,
      "objective": "Show regulatory burden is throttling banking innovation",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 70,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}