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  "documentTitle": "Banking on AI Banking Top 10 Trends for 2024",
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  "notes": "The chart shows a clear trend of non-bank financial institutions increasing their share of total global financial assets over time.",
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      "text": "Figure 5. Non-bank financial institutions hold nearly 60% of the private sector's total global financial assets. $ trillions. Financial assets held by central banks and public financial institutions are excluded.",
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      "text": "In the aftermath of the 2008 Financial Crisis, off-balance-sheet lending became a priority for regulators, who introduced waves of Basel regulations as well as many local measures. This caused banks to dial back their risk. But the question is: has that risk gone, or have we just moved it out of sight? Banks hold less than 50% of financial assets (Figure 5) and the share of US non-bank mortgage origination has ballooned from 9% in 2010 to 62% in 2022.18 Is anyone monitoring that risk, and what would the inevitable fallout be for banks, insurance companies and pension funds should this turn bad?",
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      "text": "Source: Accenture Research analysis based on Financial Stability Board, “Global Monitoring Report on Non-Bank Financial Intermediation 2022”",
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      "text": "04\nThe rise in shadow banking.",
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