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That's why brothers Ethan and Eric Parker built Giddy;; a mobile app that enables users to invest in crypto;; earn passive income on certain crypto holdings via staking;; and get into the red-hot space of decentralized finance;; or DeFi. \"What we're focusing on is giving an opportunity for people who otherwise couldn't access DeFi because it's just technically too difficult;;\" Eric Parker;; CEO at Giddy;; told Insider. DeFi is a blockchain-based financial system that cuts out the middlemen;; like banks;; credit-card issuers;; brokerages. Instead;; DeFi uses smart contracts;; which are self-executing contracts that are written into lines of code. And while investors have typically mined for cryptocurrencies to gain more assets;; crypto staking is becoming an increasingly popular alternative way to build crypto wealth. Crypto staking enables users to earn passive income on certain coins by locking up a portion of their cryptocurrency for a period of time. It's similar to depositing money in a bank and earning interest on savings-account funds. But crypto staking can be a complicated process;; particularly for newcomers. The act of lending;; moving;; and receiving interest on crypto is carried out through smart contracts. And getting staked in a DeFi opportunity can take between five and 10 different transactions with smart contracts;; Parker said. The Giddy app programmatically chains together multiple smart contracts so app users only need to click one button that triggers the execution of several consecutive smart contracts;; \"instead of clicking 10 buttons and potentially losing your money and potentially paying a lot of fees;;\" Parker said. Giddy also handles the back-end piping for users to transfer funds in and out of the app and oversees the security of private keys;; which keep crypto funds safe. 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