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The round was led by Softbank's Vision Fund 2 and values the company at $1.45 billion. Investors are showing interest in fintech startups that disrupt legacy banking software. See more stories on Insider's business page.", "slideCount": 24, "companyName": "Zeta", "description": "Zeta;; an Indian banking technology startup;; has raised $250 million in new funding. The round was led by Softbank's Vision Fund 2 and values the company at $1.45 billion. Investors are showing interest in fintech startups that disrupt legacy banking software. See more stories on Insider's business page. Japanese mega-investor Softbank has funneled $250 million into Indian fintech startup Zeta;; marking continued investor appetite for companies disrupting legacy banking. The funding comes from Softbank's Vision Fund 2;; a multibillion-dollar fund focused on tech startups. Softbank's first Vision Fund backed companies like Uber and WeWork to mixed success. Zeta provides software to financial institutions to power credit;; debit;; and pre-paid cards;; alongside buy now;; pay later and deposit services. Companies can plug in via an application programming interface;; or API. For example;; French hospitality group Sodexo (also a minority investor in the business);; uses the platform to manage its employee benefits system and distribute cards for its meal pass offering. \"Banks today use several disconnected monolithic software vendors that have been around for 20-plus years;;\" Bhavin Turakhia CEO and cofounder of Zeta said. \"As a result they are slow to innovate;; provide poor user experience and end up with lower income and higher costs;; operating in an inefficient manner.\" The San Francisco-based fintech;; founded in 2015;; has brought in one of the largest funding rounds for a banking tech company to date at a unicorn valuation of $1.45 billion. Fellow banking software business FintechOS recently raised $60 million from UK investors Draper Esprit while banking-as-a-service provider Treasury Prime also raised $30 million from QED Investors in May. The funding takes Zeta to $310 million raised to date and the new capital will be used to continue the startup's product and geographic expansion plans. The startup operates across eight countries and counts 10 banks and 25 fintech firms among its clients. The company began the fundraising process last October;; reaching out to 18 funds with only \"five or six really understanding the vision;; scope;; and scale of the ambition we have;;\" Turakhia said. 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