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      "evidence_quality": "Strong — nearly every claim is backed by multi-year charts, peer benchmarks (slide 8 NCO vs peers), or quantified targets (slide 22), with disciplined footnoting.",
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      "Resolve the duplicate p.11/p.16 title: consolidate or retitle one to differentiate the investment thesis (e.g. 'Investing in coverage' vs 'Investing in platform')",
      "Insert 3-4 pillar dividers ('Performance', 'Risk discipline', 'Where we're investing', 'Targets') so the audience can hold the MECE structure in working memory",
      "Rewrite topic-label titles into insight titles: p.7 'Diversified loan portfolio' → 'Loan book diversified across $219B with no segment dominant'; p.3 → lead with the through-the-cycle ROE number"
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      "Topic-label titles slip in (p.1 'COMMERCIAL BANKING', p.7 'Diversified loan portfolio', p.3 'Long-term, through-the-cycle performance') where an insight title would do more work",
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