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      "Add a complication slide between p.2 and p.3 making the urgency explicit (incumbent risk, fintech encroachment, or window of opportunity)",
      "Replace p.5's topic title with a forward-looking commitment, e.g. 'M&A accelerates the path to breakeven by ~X years' tied back to the p.3 economics",
      "Close with an explicit milestones/next-12-months slide so the investor audience leaves with measurable commitments, not a list of past actions"
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