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      "clarity_of_thesis": "The central thesis is identifiable by slide 3, which says high capital depletion is offset by strong starting capital, remaining buffers, and improved profitability, but it is buried in a long highlights headline rather than stated crisply.",
      "production_quality": "Production quality is professional but inconsistent, with repeated section-label titles, dense tables, uneven action-title discipline, and occasional footnotes rather than a fully polished consulting narrative.",
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      "Add an explicit 'implications for banks' recommendation slide between p.25 and the appendices — 2–3 actions on capital planning, dividend strategy, and climate/cyber readiness",
      "Rewrite the section-label titles (p.5, 9, 11, 12, 17) into declarative insights — e.g. p.12 becomes 'Denmark, France and Germany face the steepest depletion; Hungary, Poland and Norway hold up best'",
      "Promote the Netherlands RRE-shock finding (p.27) into Section 1 as a named driver of the 459bps headline, and reserve the appendix for scenario tables only",
      "Collapse p.17–20 into a single 'winners and losers in the dividend reset' summary with one ranked table, moving the supporting tables to appendix",
      "Give Section 3 a unifying sub-thesis ('Stress tests are expanding from capital to climate and cyber — here's what changes for banks') rather than stacking three regulatory previews"
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      "Strong quantitative action titles where they appear (p.6, p.13, p.15, p.27) cite specific bps deltas and named banks rather than vague trends",
      "Clean three-pillar section structure (p.4, 14, 21) gives the reader navigable MECE scaffolding",
      "Benchmark framing on p.7 ('US/UK in green zone while European stress tests deliver high depletion') sets up a pointed geographic contrast"
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      "No closing recommendation or call-to-action slide — deck ends at p.25 with a cyber process diagram, then straight into appendices",
      "Repeated use of the section label as slide title (p.5, 9, 11, 12, 17) — five-plus slides throw away their action-title opportunity",
      "The callout on p.10 and p.11 is identical to the callout on p.9, suggesting three consecutive slides carry the same insight with different tables",
      "Section 2 promises 'dividends and buybacks' but the payoff (p.17–20) is four dense data tables sharing one callout, with no synthesis slide naming the 'winners and losers'",
      "p.27 surfaces a striking stat (Netherlands +1391bps RRE shock vs ST'21) only in the appendix — a buried lede that belonged in Section 1"
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    "titleQualityScore": 65,
    "titleQualityCritique": "Title quality is bimodal: several slides carry genuinely declarative action titles (p.6 'less capital depletion compared to ST'21 (459bps vs. 485bps)', p.13 'Corporates SME and Retail…most sensitive asset classes', p.15 'No incremental capital needs with only one bank falling below 5.5%'), but roughly a third repeat the section label '1. EBA Stress Test Impacts' or '2. Potential for Capital Distribution' as the title (p.5, 7, 9, 11, 12, 17), wasting that real estate."
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