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      "Rewrite the four dividers as pillar assertions, not topic labels — e.g., p.7 → 'AI's payoff is real, but data, cyber and talent gaps cap the upside'",
      "Convert p.18 'Key messages to take home' into 3-4 bulleted declarative takeaways mirroring the pillar assertions, and move respondent profile (p.19) into an appendix"
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      "description": "Why is now the right time to adopt AI in financial services?"
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}