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"pwc.co.uk\n\nThis publication has been prepared for general guidance on matters of interest only, and does not constitute professional advice. You should not act upon the information contained in this publication without obtaining specific professional advice. No representation or warranty (express or implied) is given as to the accuracy or completeness of the information contained in this publication, and, to the extent permitted by law, PricewaterhouseCoopers LLP, its members, employees and agents do not accept or assume any liability, responsibility or duty of care for any consequences of you or anyone else acting, or refraining to act, in reliance on the information contained in this publication or for any decision based on it.\n\n© 2024 PricewaterhouseCoopers LLP. All rights reserved. ‘PwC’ refers to the UK member firm, and may sometimes refer to the PwC network. Each member firm is a separate legal entity. Please see www.pwc.com/structure for further details.\nRITM0151817", "attrs": null, "canon": { "kind": { "name": "Disclaimer", "slug": "disclaimer", "status": "active", "canonId": "91173477-d91f-4024-bbaf-d4f93e3f82dc", "version": 1, "description": "Legal/cautionary text that occupies most of the body of its slide." }, "tool": null, "subkind": null, "framework": null }, "subkind": null, "groupRole": null, "confidence": null, "extraction": { "at": "2026-05-02 18:43:50.07+00", "model": "google/gemini-3.1-flash-lite-preview-20260303", "runId": null, "seconds": null, "promptVersion": null }, "componentId": "7b01067b-9f64-4d06-951b-bd76080908ba", "parentComponentId": null } ], "metrics": [], "tools": [], "frameworks": [], "arcBeats": [], "loops": [], "locked": true } ], "arcBeats": [ { "from": 3, "to": 5, "label": "Situation & Context", "description": "The document provides an overview of the current situation in retail banking, including trends and benchmarks." }, { "from": 7, "to": 10, "label": "Problem & Complication", "description": "The document outlines the challenges facing retail banks, including changing consumer preferences and increasing pressure on performance." }, { "from": 12, "to": 17, "label": "Solution & Approach", "description": "The document presents seven archetypes for future banking business models and outlines a clear approach for implementation." }, { "from": 18, "to": 19, "label": "Evidence & Proof", "description": "The document provides evidence and examples to support the proposed approach." } ], "loops": [ { "from": 5, "to": 10, "label": "Pattern Hunter", "description": "Identify patterns and trends in the retail banking market" }, { "from": 12, "to": 17, "label": "Golden Circle", "description": "Explain why a focused business model is necessary" } ] }